Franchise Restaurant Loans

  • Franchise and Destination Locations
  • Direct Industry Knowledge
  • Streamlined Closing Process
  • No Up-Front or APP Fees Ever!

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  • Connect with a qualified lender

Need a Business Loan for your Restaurant? We can help...

At 1st Commercial Lending, we specialize in structuring franchise restaurant loans and financing for new and current franchise restaurant owners. Our franchise restaurant loan specialists understand the unique financing needs of the franchisee. Since 2004, we've helped numerous franchise restaurant owners acquire, build, expand, equip and refinance their business and real estate debts. When you are ready, we will work with you to understand your specific financing needs and design a personalized plan to help you meet your goals.

1st Commercial Lending's financing solutions offers Restaurant Owners the full scope of financing to meet their specific needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

Franchise Restaurant Lending Options

Loan Type Int. Rate Term
Acquisition / Refi 7.50% - 10.50%* 10-Year Term
Real Estate 7.25% - 10.25%* 25 Year Term
Working Cap / Equip 10.50%* 10-Year Term

*Int. rates subject to change & geographical restrictions

Restaurant Loan Programs

  • Restaurant Acquisitions

    Acquiring an established Franchise Restaurant Business can be a great opportunity to advance your professional career. Purchasing an existing practice offers the accounting professional an existing staff, location and client base and is considered much less risky than a start-up.

  • Restaurant Debt Consolidation

    If you are looking to refinance your Franchise Restaurant Business Debt, now is a great time to take advantage of all time low interest rates and reduce your monthly debt payment. The resulting increased cash flow and working capital may be just what your Agency needs to reach the next level of success.

  • Expansion or Remodel Projects

    Every successful Franchise Restaurant, at some point in time, will have the need to upgrade or expand their business. Maybe you have outgrown your current location or see an opportunity in relocating the business.

  • Partner Buy-Out

    Sometimes, a partner buy-out is the most advantageous scenario for the health of your business. Maybe a partner would like to cash-out some equity or the partnership has run it's course. Explore your options with 1st Commercial Lending today.

  • Commercial Real Estate

    A great advantages of having a successful Restauarant Business is that you can tap into your built up GOODWILL and purchase commercial real estate to house your business. Why rent, when you can purchase commercial real estate with great financing options. 1st Commercial has the knowledge and experience to guide you through the process.

  • Working Capital Needs

    Easy access to working capital can be a crucial component to operating a successful Franchise Restaurant business. We have access to both working capital loans and bussiness line of credit programs that can help your business grow when needed. Our finance team has assisted numerous accountants in accessing the cash it needs to keep growing.

1st Commercial's Restaurant Partners offers each business owner the full scope of lending programs needed to meet their needs through their businesses entire lifecycle.

Get started and complete our Business Loan Request and one of our experienced business loan advisors will be in touch within 24 hours.

Our Streamlined Process is simple

  • 1

    Loan Application

    Complete our Business Loan Quick App Here and you will be contacted by your expert Loan Advisor to review your request.

  • 2

    Loan Proposal

    Your Loan Advisor will work with you understand your financing goals and if creditworthy, have a loan proposal issued with rate & term options.

  • 3

    Loan Closing

    Choose which loan options work best for you and move forward to closing! Our entire process can take as little as 30 - 60 days depending on if Real Estate is involved.

What Our Customers Say

  • First, let me take a minute to say Thank You! The time and effort you and your team took to get me the financing I needed for my buy-out, acquisition and consolidation was, to say the least, beyond awesome. I was treated by everyone as if we were long lost best friends.

    Through the entire process, it felt as though getting this done was a personal task....not a job. Embarrassingly enough, I had come to you once, but decided to go to my bank "because they knew me". They were terrible, to put it nicely.

    Bottom line, I'm where I am today with my practice because of you.

    Dr. Chris Coplin, DMD

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Questions?

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To speak with a Business Loan Advisor Call Us: (833) 201-4039 or