Senior Care & Assisted Living Facility Loans

  • Conventional & SBA Options
  • Direct Industry Knowledge
  • Streamlined Closing Process
  • No Up-Front or APP Fees Ever!

Get Your Loan Quote!



Need a Loan for your Assisted Living Facility Business? We can help...

At 1st Commercial Lending, we specialize in structuring Assisted Living Facility Loans for new and current Assisted Living Facility Owners. Our Assisted Living Facility Loan specialists understand the unique financing needs of the ALF Owner. Since 2004, we've helped numerous ALF owners acquire, build, equip, expand and refinance their business and real estate debt. When you are ready, we will work with you to understand your specific financing needs and design a personalized plan to help you meet your goals

1st Commercial Lending's financing solutions offers Assisted Living Facility Owners the full scope of financing to meet their specific needs. Over the years, we have developed a streamlined approval process that offers our clients quick answers and speedy results.

Business Loan Rates

Program Rate Term
SBA 7(a) Loan 6.50% to 7.75% 10 Years
SBA 504 Loan 4.5% Blended 25 Years
Working Cap 6.50% to 7.75% 10 Years

*Rates Are Subject To Change

Assisted Living Facility Loan Programs

  • Business Acquisitions

    Acquiring an established Assisted Living Facility Business can be a great opportunity to advance your professional career. Purchasing an existing practice offers the accounting professional an existing staff, location and client base and is considered much less risky than a start-up.

  • Business Debt Consolidation

    If you are looking to refinance your Assisted Living Facility Business Debt, now is a great time to take advantage of all time low interest rates and reduce your monthly debt payment. The resulting increased cash flow and working capital may be just what your Agency needs to reach the next level of success.

  • Business Expansion, Relocation or Remodel

    Every successful Assisted Living Facility, at some point in time, will have the need to upgrade or expand their business. Maybe you have outgrown your current location or see an opportunity in relocating the business.

  • Partner Buy-Out

    Sometimes, a partner buy-out is the most advantageous scenario for the health of your business. Maybe a partner would like to cash-out some equity or the partnership has run it's course. Explore your options with 1st Commercial Lending today.

  • Commercial Real Estate

    A great advantages of having a successful Assisted Living Facility Business is that you can tap into your built up GOODWILL and purchase commercial real estate to house your business. Why rent, when you can purchase commercial real estate with 100% financing options. 1st Commercial has the knowledge and experience to guide you through the process.

  • Working Capital Needs

    Easy access to working capital can be a crucial component to operating a successful Assisted Living Facility business. We have access to both working capital loans and bussiness line of credit programs that can help your business grow when needed. Our finance team has assisted numerous accountants in accessing the cash it needs to keep growing.

1st Commercial's Insuranc Agency Loan Partners offers each business owner the full scope of lending programs needed to meet their needs through their businesses entire lifecycle.

Get started and complete our Business Loan Request and one of our experienced business loan advisors will be in touch within 24 hours.

Our Streamlined Process is simple

  • 1

    Loan Purpose

    Complete our Business Loan Quick App on any of our pages and you will be matched with the highest reviewed lender for that type of request

  • 2

    Loan Proposal

    Your Loan Representative will work with you understand your financing goals and if creditworty, issue a loan proposal with rate & term options for you to review.

  • 3

    Closing

    Choose which options work best for you and move forward to closing! Our entire process typically takes 30 - 45 days.

What Our Customers Say

  • First, let me take a minute to say Thank You! The time and effort you and your team took to get me the financing I needed for my buy-out, acquisition and consolidation was, to say the least, beyond awesome. I was treated by everyone as if we were long lost best friends.

    Through the entire process, it felt as though getting this done was a personal task....not a job. Embarrassingly enough, I had come to you once, but decided to go to my bank "because they knew me". They were terrible, to put it nicely.

    Bottom line, I'm where I am today with my practice because of you.

    Dr. Chris Coplin, DMD

Recent Dental Closings

  • Jan 09 2015

    Dental Practice

    $550K DENTAL PRACTICE ACQUISITION, 5.94%, 10 YEA...

  • Jan 05 2015

    Dental Practice

    $550K ORAL SURGERY SECOND PRACTICE ACQUISITION, 5...

  • Dec 08 2014

    Dental Practice

    $497K DENTAL PRACTICE DEBT REFI & WORKING CAPITAL...

Questions?

Ask an expert

Click Here To Chat with a Business Loan Advisor or